Insurance Definitions

Simple, Competitive, Comprehensive

Property Owners Liability – this is insurance against claims for injuries to non residents or visitors to the property

This insures against insured events to common areas of the property, for example the roof or common stairwell.

This level of insurance covers for all insured events both to the common areas of your building and to your private property or flat (this does not include home contents)

Professional who handles insurance claims of any kind relating to you building. This is your first point of contact with any insurance company.

This document summarises which repairs are deemed to be “common repairs” and can also specify which type of insurance policy/policies are required to provide adequate cover for all residents.

(FCA) – Regulator of all providers of financial services within the UK, including insurance policy providers.